Car Insurance and drugs and alcohol

drink driving

Do you know how drinking and drugs impact on car insurance? 

“No claim will be paid if the driver is found to be under the influence of either drugs or alcohol.” This applies to all private and business vehicle insurance and for the first time the point is now being emphasised by insurance companies and brokers at the point of renewal or quotation.

The UK roll out of roadside drug testing has been criticised recently. The program has had very marked regional variations, with some police forces being far more aggressive in its implementation than neighbouring forces.

No data is yet available for its impact on drivers.

Business drivers and particularly businesses who are dependent on employees driving their vehicles have the double risk of both logistically losing a driver, but also facing having any insurance claim arising from an accident being declined by the insurance company. At this time it is not clear if this would extend to third party claims made against the driver, which may then be pursued personally against the driver and worst case, against the business who, it will be argued, have irresponsibly allowed them to drive a company vehicle whilst under the influence.

It is recommended companies employing drivers take steps to ensure drivers are aware of the law and repercussions for driving with regard to drugs and alcohol. Where appropriate, the introducing of random screening can help both with awareness and with compliance. It also goes some way in allowing a defence against corporate neglect of duty.

The provision of “self-test” single use breath test kits for alcohol, allow drivers to self-regulate when placed in a situation of having had alcohol in the last 8-10 hours (morning after the night before scenario )

Where appropriate, the introducing of random drug and alcohol screening can help both with awareness and with compliance. It also goes some way in allowing a defence against corporate neglect of duty.

Contact UK Drug Testing for drug and alcohol testing kits and for help implementing a screening programme at work.

5 quick tips to help you to start onsite drug & alcohol testing in your workplace

There are many advantages to doing your drug and alcohol screening in house as it can save your company a lot of time and money. Staff do not need to attend a testing centre which keeps costs down and time away from work to a minimum.

Here are 5 quick tips to help you get started

  • Be prepared-make sure that you have everything in place before you begin. It is advisable to have a drug and alcohol policy for your workplace, in place before you start testing. You will also need consent forms, onsite drug testing kits, and ideally a lab chain of custody confirmation drug test pack.
  • Make sure you have a clear protocol to work to and decide who is going to do the testing, and that you have a clear management plan for any non negative results.
  • You will only need to confirm non negative results
  • Make sure that you have the ability to confirm any non negative results obtained with onsite drug testing kits with a laboratory chain of custody confirmation test. Best to have at least one of these onsite when you begin testing.
  • Keep clear records of all results & ideally have everything witnessed

UK Drug Testing is one of the longest established drug and alcohol testing companies in the UK and are a leading supplier of drug and alcohol testing kits to businesses and employers.

Visit UK Drug Testing for more information on starting drug and alcohol testing in the workplace or telephone us on 01263 731 168 during office hours Monday to Friday 8.30 to 4pm

Workplace 12 drug saliva drug testing kit with saliva indicator. Ideal on site employment drug testing kit.

New on the UK market for 2016 is the Saliva Confirm Premium 12 in 1 saliva drug and alcohol testing kit with a built in saliva indicator in the collection device. This is an ideal saliva drug test kits for employers and is well suited for on site drug screening in workplace settings, giving 11 drug results and a UK HSE alcohol level screen of 0.02% BAC test in under 10 minutes.

The new oral drug and alcohol test kit is available to purchase online,  from both of our UK drug testing kits web sites, and is available for next day UK delivery.

Its the most comprehensive saliva drug screen available on the market, and allows companies to run a cost efficient, comprehensive drug screening program, without the need to collect urine, as a front line method of screening.

Generally companies prefer saliva screening as its quick, easy and hygienic. There are no chain of custody issues with collecting the sample. No urine handling for all the negative, clear test candidates, and the costs are coming down, making it more affordable.

As with all onsite drug testing, we recommend the urine workplace confirmation drug test pack with full accreditation and chain of custody for all non negative test results. Moving to a urine confirmation, while not ideal, keeps business’s fully compliant with best practice and the backing of a fully accredited UK lab certificate of confirmation for tribunal and disciplinary hearings.

See full range of drug testing kits available from UK Drug Testing

Saliva Confirm oral drugs and alcohol testing kits

saliva drug testing kits

Saliva Confirm drug testing kits

New for the UK is this 12 drug screening test kit from US firm, Confirm Bioscience. The SalivaConfirm oral drug test offers 11 drugs and alcohol screening in a single test making drug and alcohol testing easier than ever before.

This saliva drug test is proving popular with both healthcare and business users looking for a comprehensive and easy to perform “all in one” oral drug testing kit. Results are

Saliva collection is the simplest drug screening solution for workplace screening, and the collection swab or sponge in the Saliva Confirm test is integrated into the test lid and automatically discharges the sample onto the test membranes when the kit is closed, so no sample handling or transfer is needed. the results are read in the traditional manor for drug screens, with two lines forming on each coded drug test membrane. The alcohol screen is a colour change on a pad indicating a blood alcohol level of 0.02%BAC or over at the time of testing.

We found all the results were clear and easy to read on all membranes. The only issue to consider is the volume of saliva collected in the sponge. To run 12 membranes testers have to ensure the sponge is completely saturated with saliva which can take up to 3 minutes. The sponge must be completely soft (it is firm when you start the test) to be compressed into the body of the test, any resistance indicates insufficient saliva in the sponge.

When used for workplace screening, all non negative results should be confirmed using an accredited chain of custody lab test either GC/MS or the newer LC/MS, This means moving to urine sampling of the person being tested but this ensures all workplace testing remains challenge proof at tribunal hearings. packs for laboratory confirmation are available from ukdrugtesting

In our opinion the Saliva Confirm oral drug testing kit offers a superb quality and high accuracy front line screening tool for any agency wanting a comprehensive front line test. The great advantage of combining drug and alcohol testing in a single product should not be undervalued.

Drug and Alcohol Screening Test

 

Cup urine drug test kit

Urine Drug Screening

Drug and alcohol screening tests have been available for over 20 years. There use in business screening as part of routine pre-employment tests is well established. Most drug tests where initially urine tests, requiring a fresh sample of urine to be collected at the point of testing. Where a full medical examination is being taken including urine testing for liver and kidney disease, this is still the best and most accurate add on drug test to include.

Saliva Drug Screening

Saliva Drug Screening

With the development of reliable saliva drug tests, many purchasers have moved to saliva drug screening as their preferred drug test. It gives direct chain of custody control of the sample collection, especially where the tests don’t form part of a clinical examination. Saliva drug screening can also be extended to alcohol screening. Saliva alcohol tests correlate directly to blood alcohol levels at the sample time. We advise against urine alcohol tests. Alcohol is excreted into urine over a long period, so its detection in urine is not a useful indicator of the level of consumption. All that it shows is that a legal drug (alcohol) has been consumed by the individual over the past 18-24hrs. An alcohol consumption history, while notoriously under reported is as much value. A saliva alcohol test showing high blood levels at the point of testing is a far more directive test, indicating an alcohol problem.

When making the choice of saliva or urine testing it is important to consider the drug and alcohol screening windows of detection offered by either mode. Urine drug testing will detect drug use far further back in time than saliva drug tests. Most urine drug test windows are 3-5 days after use. Comparative saliva drug test windows are much shorter at 12-36 hrs max, so expect to show less positive results if saliva testing is used. For critical employment roles we tend to advise purchasers to use urine based drug tests for this reason. For in role random drug & alcohol tests in non critical roles, saliva drug screening may be better as it will detect attendance while under the influence, but is less likely to detect social, domestic and pleasure recreational use over week ends and out of work alcohol consumption.

Click here for more information about drug & alcohol testing & screening or to buy drug & alcohol testing kits